When it comes to insuring your classic car, it can be a bit of a challenge. Finding the right coverage for your classic car can be a bit overwhelming, but it doesn’t have to be. With the right insurer, you can get the coverage you need and the peace of mind that comes with it.
What Is Classic Car Insurance?
Classic car insurance is a specialized type of insurance that covers classic, antique, and collectible vehicles. It is designed to provide coverage for cars that are used primarily for leisure and pleasure, rather than everyday driving. Classic car insurance usually provides more comprehensive coverage than a standard auto policy, including coverage for parts, accessories, and modifications.
What Does Classic Car Insurance Cover?
Classic car insurance typically covers the same types of damage as a standard auto policy, such as liability, collision, and comprehensive coverage. It may also cover parts and accessories, as well as modifications. Classic car insurance may also include agreed value coverage, which pays out the full value of the car in the event of a total loss.
Where to Insure Your Classic Car in California or Nationwide
When it comes to insuring your classic car, there are several options available. Here are a few of the top insurers for classic car insurance in California and nationwide:
Hagerty
Hagerty is one of the most popular classic car insurers in the country. They offer comprehensive coverage, agreed value coverage, and discounts for multi-car policies. Hagerty also offers several other benefits, such as 24/7 roadside assistance, a concierge service, and a free online valuation tool.
American Collectors Insurance
American Collectors Insurance is another popular classic car insurer. They offer agreed value coverage, as well as coverage for parts and accessories. They also offer discounts for multi-car policies, as well as a number of other benefits.
State Farm
State Farm is a popular insurance provider for classic cars. They offer comprehensive coverage, agreed value coverage, and discounts for multi-car policies. They also offer a number of other benefits, such as 24/7 roadside assistance and free online quotes.
Progressive
Progressive is another popular classic car insurer. They offer comprehensive coverage, agreed value coverage, and discounts for multi-car policies. They also offer several other benefits, such as 24/7 roadside assistance, accident forgiveness, and free online quotes.
Benefits of Classic Car Insurance
Classic car insurance provides many benefits, including:
- Agreed value coverage: Agreed value coverage pays out the full value of the car in the event of a total loss.
- Parts and accessories coverage: Classic car insurance may cover parts and accessories, as well as modifications.
- Discounts for multi-car policies: Many classic car insurers offer discounts for multi-car policies.
- 24/7 roadside assistance: Many classic car insurers offer 24/7 roadside assistance.
- Free online quotes: Many classic car insurers offer free online quotes.
Conclusion
Finding the right classic car insurance can be a challenge, but it doesn’t have to be. With the right insurer, you can get the coverage you need and the peace of mind that comes with it. There are several top insurers for classic car insurance in California and nationwide, such as Hagerty, American Collectors Insurance, State Farm, and Progressive. Classic car insurance provides many benefits, including agreed value coverage, parts and accessories coverage, discounts for multi-car policies, 24/7 roadside assistance, and free online quotes.
